Personal Wealth Management

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Retirement planning can be looked upon at two levels.

The first being the build up of sufficient assets in various forms before retirement, which is all about forward planning pre retirement, the investment stage.

The second is assessing the most suitable alternatives, at retirement, for arranging these assets to provide suitable capital and income security during retirement, the disinvestment stage.

We can help by:

Pre retirement/investment

Providing suitable tax efficient saving strategies to assist clients build up sufficient assets to provide a comfortable retirement, taking into consideration affordability and attitude to risk.
At retirement/disinvestment

Guiding clients through the plethora of options available, and deciding which strategy best suits their personal circumstances taking into consideration inflation, taxation, attitude to risk, health and requirement for dependants benefits

Utilising cashflow forecasting to establish whether the client is likely to have sufficient capital to last them throughout their retirement

Considering the possibility of receiving an income from their pension fund whilst continuing to work

Specialist Qualifications

Our team of specialists hold a number of relevant professional qualifications, including: